We do not check your credit history. We believe in openness and honesty when it comes to our relationships with customers. A result in a defaulted loan will not affect your credit in any way. At us you are guaranteed to receive a fair price for your goods at competitive interest rate. There are no penalties or hidden fees. We respect your time and have streamlined the loan process to shorten wait times. Some loan can be processed in as little as five minutes. If you look from the point of the financial organizations, the pawnshop or as we are called pawnbroker is the same bank, but with its terms. When a person urgently needs money in debt, he simply does not have time to go to credit organizations and collect certificates.